I am not sure how to add these fields together in a formula and always return a value, be it 0 or >0. They are currency fields and the majority of the eight fields will be null. Those that are not null in the formula are still returning a null value overall, after stopping with the first null evaluation. How can I write this?

I've tried trimming the field and <>"", but nothing works. Thanks for any help!

This is the formula as is, not working after the first field returns a null value:
{Employees.GroupDisabilityRate}
+{Employees.MedicalDependentRate}
+{Employees.DentalEmployeeRate}
+{Employees.DentalDependentRate}
+{Employees.GroupADDCoverageRate}
+{Employees.GroupLifeCoverageRate}
+{Employees.GroupLifeCoverageDependantRate}
+{Employees.VisionElectiveRate}
+{Employees.SupplementLifeElectiveRate}
+{Employees.SupplementADDElectiveRate}
+{Employees.AFLACElectiveRate}